Personal Financial Planning and Tax Services

Wayne Hughes is a Certified Financial Planner as well as a Chartered Accountant. He uses both areas of expertise to assess your
financial status, and help you make beneficial plans and decisions. Wayne will work with you to ensure that your taxes are minimized
and your after-tax profits are maximized.

Personal Tax Planning:

• Determination of whether incorporation of your business would be beneficial
• Income splitting with family members
• Scientific Research and Experimental Development Tax Credits

Estate Tax Returns and Trust Management:

• Review of the tax structure of your inter vivos or testamentary trust
• Tax saving techniques for the trust and the beneficiaries
• Preparation of trust returns
• Maintenance of accounting records
• Tax advice related to the preparation of a will
• Trustee and executor services
• Facilitate the effective management of the Trust

Retirement Planning:

• Are you concerned that you have enough money to retire?

Many Canadians are interested in obtaining an independent evaluation of their investment portfolios to ensure that they are receiving the maximum return for their money in accordance with their attitude toward investment risk.

I will meet you to determine your investment and retirement goals. I will then meet with your investment advisor on your behalf or arrange to have your investment portfolio reviewed by another investment advisor. This can be done by a number of independent investment advisors. We will evaluate your investments and costs related to investment portfolio management. We provide an analysis of our opinion of what your money is invested in and the costs associated with it. Investing in the stock market is a risky undertaking and WHCA will assist you with this process. The service is provided on a fee for service basis. As a result, we can provide independent advice without having any conflict of interest that an investment broker would have. In addition, we will be able to review your investment plans from a tax point of view to ensure that you obtain the maximum investment return after taxes. At WHCA we strive to make your financial decisions clear.